What that new credit card with a chip means for you

Recently, U.S. banks have been issuing EMV chip-enabled credit cards. This is not strictly a travel issue, but, because I cover reward credit cards and because there are definite advantages to EMV cards for Americans traveling overseas, I feel compelled to touch on this shift. Today I offer a primer on the background of this change and how the new cards will impact and benefit you, the user.

Personal FinanceDerek CookOctober 12, 2015EMV, credit cards, credit card fraud, chip-and-signature, chip-and-PIN, Citi Prestige Card, Citibank, Chase Sapphire Preferred, London Underground, Paris Metro, Citi ThankYou Premier Card

Chasing points and miles: some tips

If you want to get into the active pursuit of travel reward miles and points, there are some basic tips you should follow to realize your goals and stay out of hot water.

Points and Miles, Personal FinanceDerek CookMay 1, 2015personal finance software, iBank, Quicken, Microsoft Excel, points and miles, personal finance